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Innovation Forum: What We Can Learn from Mortgage Lending Patterns and Disparity and Opportunity
January 26, 2016 @ 2:30 pm - 4:30 pm
Presented by the Mel King Institute.
In its annual report on mortgage lending patterns, Changing Patterns, the Massachusetts Community & Banking Council (MCBC) highlights differences among lending patterns by race, income, and community. For example, in 2013, blacks in Boston made up 21% of households but received only 4% of conventional home-purchase loans in the city. Latinos made up 14% of Boston households but received only 3% of conventional home-purchase loans.
Join us as Jim Campen, the report’s author, presents the data from the most recent report, Changing Patterns XXII. This interactive session will then use the report as a tool to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them through an in-depth conversation on issues of racial and income disparities, homeownership barriers, and potential solutions to emerging patterns of concern.